Lowballed On Your Total Loss?

Get The Fair Value For Your Vehicle.

No Recovery, No Fee

* On select cases

Challenge My Total Loss

Invoke Your Appraisal Clause.
Get Paid What Your Car Is Worth.

Run the FairClaims calculator.

Ballpark your Actual Cash Value.

Run The Calculator

Personal Injury Law Firms

Our AutoSweep™ vehicle claim screening tool helps personal injury attorneys find missing money for their clients vehicles.

Become A Law Firm Partner
Check My Claim

Free Claim Review

Simply fill out the form below and a FairClaims team member will be in touch within (1) business day.

FairClaims
CLAIM REVIEW PORTAL

Check My Claim

Tell us about your vehicle and insurance claim. Attach your offer or repair estimate if available.

⇧   Upload Your Offer or Repair Estimate

Optional: upload a total-loss settlement offer, insurer valuation report, repair estimate, or vehicle photos. PDF, JPG, PNG, or WEBP.

Up to 5 files, 10 MB each. Uploads are not transmitted until secure submission is activated.

Services depend on state and claim type. Do not upload sensitive personal or financial information.

Available Nationwide

Invoke Your Appraisal Clause & Get Paid What Your Car Is Worth

Your insurance policy may include the right to an independent appraisal. The appraisal team at FairClaims specializes in appraisal clause negotiations and accurate vehicle valuations.

Fair Value For Your Vehicle
Maximize Your Recovery
On average, our clients recover 20-30% more than the initial insurance offer. We know exactly where they hide the value.
Check My Claim >
No Cost Claim Review
Free ($0)
Claim Review
Send us your insurance offer and vehicle details. We'll review it for free and tell you if we can help you get more.
Get My Free Claim Review >
We Fight For You
Expert Appraisers On Your Side
Simply put, we work for you, not the insurance company. The appraisal team at FairClaims provides accurate valuations that reflect the true actual cash value for your car.
Check My Claim >
Personal Injury Law Firms
Personal Injury
Law Firms
FairClaims partners with
personal injury attorneys &
helps recover missing money
for your clients vehicles.
Become a law firm partner >
Body Shops & Repair Centers
Body Shops & Collision Centers
When insurance companies refuse to pay for proper repairs, empower your customers to invoke their Right to Appraisal (RTA).
Become A Body shop partner >
Check My Claim

Real Claims. Real Results.

On average, our clients recover 20-30% more than the initial insurance offer. We know exactly where they hide the value.

Settlements

Mileage: 61,439

2017 Telsa Model S

Progressive Offer
$32,459.00

FairClaims Settlement $41,632.00
$9,173 + Increase
 28% More In Settlement Value

Claim Type: Total Loss

More Settlements
Settlements

Mileage: 53,492

2023 Hyndai Elantra

State Farm Offer
$14,347.00

FairClaims Settlement $21,951.00
$7,604 + Increase
 53% More In Settlement Value

Claim Type: Total Loss

More Settlements
Claim Results

Mileage: 35,417

2025 Toyota Camry

AllState Offer
$21,655.00

FairClaims Settlement $28,217.00
$6,562 + Increase
 30% More In Settlement Value

Claim Type: Total Loss

More Settlements

Total Loss Value Gap Calculator

Compare your insurer’s offer with vehicle listings to estimate a possible valuation difference.

ESTIMATED VALUATION GAP
—
Average asking price—
Insurer offer—
Difference—

Based on the three asking prices entered. Not an appraisal or guaranteed settlement.

Check My Claim →

Illustrative comparison of unadjusted listing prices. Actual cash value depends on vehicle condition, mileage, equipment, market and applicable claim rules. Taxes and fees are not included.

Diminished Value (17c)

Estimate post-repair value loss using a commonly referenced formula.

17C FORMULA ESTIMATE
—

Formula estimate = pre-loss ACV × 10% cap × damage factor × mileage factor.

Check My Claim →

The 17c method is not a universal legal standard or a substitute for a market-based appraisal. Actual diminished value and eligibility depend on state, policy, claim facts and market evidence.

Tell us what happened

Which Situation
Sounds Like Yours?

Pick the one that matches your situation and we'll show you exactly what happens next.

Total Loss Claim
'Total Loss'

Your car is totaled. Their offer seems too low.

We analyze your vehicle's market value and provide independent appraisal services to help address disputed insurance valuations.

challenge my total loss offer
Diminished Value Claim
Diminished Value

Your car was repaired. But is it worth less?

An accident history can affect resale value even after repairs. Our professional valuation reports help document potential diminished value.

Discover My True Diminished Value
Maximize your recovery

FairClaims handles the process. You get 'Fair Value' for your vehicle.

1. Submit Your Claim

Share a few details about your vehicle and your insurance offer. It takes about five minutes.

2. Claim & Policy Review

We analyze your insurer’s valuation report and compare it against real market data for your vehicle. If needed, we’ll guide you through invoking the appraisal clause. 

3. We Handle Negotiations

We prepare the documentation and negotiate directly with the insurance company on your behalf.

4. Higher Settlement Offer

You get the additional money you’re owed. We only get paid if we recover more for you.

Check My Claim
We Fight Lowball Offers
Now you don't have to fight lowball offers on your own. Let FairClaims do it for you.
How INsurance Lowballs
CCC One, Mitchell, and other reports that come from your insurance company are algorithmic estimates that undervalue your vehicle.

FairClaims steps in, evaluates, and realizes your vehicles Actual Cash Value based on current, local car market data.
Claim Review & Right To Appraisal
Your insurance companies first offer is rarely acceptable. Lowball offers are where the majority of first offers land. The great news is, you don't have to accept it!

We review your auto policy and if applicable, we help you invoke your appraisal clause. Our appraisers negotiate total loss, diminished value, loss of use and repair disputes so you get the fair value your vehicle is worth.
We help you get the fair value for your vehicle. By invoking your 'Right to Appraisal', you take your power back. Now, your carrier has to put your vehicles value in the hands of an independent third party.
Check My Claim

Appraisal Rights Checker

See claim-specific appraisal and valuation considerations for your state.

Claim type

YOUR RIGHTS IN ALABAMA

  • Appraisal clause is enforceable on first-party total-loss claims.
  • Insurer must include sales tax & title fees in ACV settlement.
  • Diminished value typically not available on first-party claims (Georgia is a notable exception).
  • You may file a complaint with the Alabama Department of Insurance for unreasonable delay.
View state insurance department

YOUR RIGHTS IN ALABAMA

  • Appraisal clause is enforceable on UMPD total-loss claims.
  • Insurer must include sales tax & title fees in ACV settlement.
  • Diminished value is recoverable from the at-fault carrier.
  • You may file a complaint with the Alabama Department of Insurance for unreasonable delay.
View state insurance department

YOUR RIGHTS IN ALASKA

  • Appraisal clause is enforceable on first-party total-loss claims.
  • Insurer must include sales tax & title fees in ACV settlement.
  • Diminished value typically not available on first-party claims (Georgia is a notable exception).
  • You may file a complaint with the Alaska Department of Insurance for unreasonable delay.
View state insurance department

YOUR RIGHTS IN ALASKA

  • Appraisal clause is enforceable on UMPD total-loss claims.
  • Insurer must include sales tax & title fees in ACV settlement.
  • Diminished value is recoverable from the at-fault carrier.
  • You may file a complaint with the Alaska Department of Insurance for unreasonable delay.
View state insurance department

YOUR RIGHTS IN ARIZONA

  • Appraisal clause is enforceable on first-party total-loss claims.
  • Insurer must include sales tax & title fees in ACV settlement.
  • Diminished value typically not available on first-party claims (Georgia is a notable exception).
  • You may file a complaint with the Arizona Department of Insurance for unreasonable delay.
View state insurance department

YOUR RIGHTS IN ARIZONA

  • Appraisal clause is enforceable on UMPD total-loss claims.
  • Insurer must include sales tax & title fees in ACV settlement.
  • Diminished value is recoverable from the at-fault carrier.
  • You may file a complaint with the Arizona Department of Insurance for unreasonable delay.
View state insurance department

YOUR RIGHTS IN ARKANSAS

  • Appraisal clause is enforceable on first-party total-loss claims.
  • Insurer must include sales tax & title fees in ACV settlement.
  • Diminished value typically not available on first-party claims (Georgia is a notable exception).
  • You may file a complaint with the Arkansas Department of Insurance for unreasonable delay.
View state insurance department

YOUR RIGHTS IN ARKANSAS

  • Appraisal clause is enforceable on UMPD total-loss claims.
  • Insurer must include sales tax & title fees in ACV settlement.
  • Diminished value is recoverable from the at-fault carrier.
  • You may file a complaint with the Arkansas Department of Insurance for unreasonable delay.
View state insurance department

YOUR RIGHTS IN CALIFORNIA

  • Appraisal clause is enforceable on first-party total-loss claims.
  • Insurer must include sales tax & title fees in ACV settlement.
  • Diminished value typically not available on first-party claims (Georgia is a notable exception).
  • You may file a complaint with the California Department of Insurance for unreasonable delay.
View state insurance department

YOUR RIGHTS IN CALIFORNIA

  • Appraisal clause is enforceable on UMPD total-loss claims.
  • Insurer must include sales tax & title fees in ACV settlement.
  • Diminished value is recoverable from the at-fault carrier.
  • You may file a complaint with the California Department of Insurance for unreasonable delay.
View state insurance department

YOUR RIGHTS IN COLORADO

  • Appraisal clause is enforceable on first-party total-loss claims.
  • Insurer must include sales tax & title fees in ACV settlement.
  • Diminished value typically not available on first-party claims (Georgia is a notable exception).
  • You may file a complaint with the Colorado Department of Insurance for unreasonable delay.
View state insurance department

YOUR RIGHTS IN COLORADO

  • Appraisal clause is enforceable on UMPD total-loss claims.
  • Insurer must include sales tax & title fees in ACV settlement.
  • Diminished value is recoverable from the at-fault carrier.
  • You may file a complaint with the Colorado Department of Insurance for unreasonable delay.
View state insurance department

YOUR RIGHTS IN CONNECTICUT

  • Appraisal clause is enforceable on first-party total-loss claims.
  • Insurer must include sales tax & title fees in ACV settlement.
  • Diminished value typically not available on first-party claims (Georgia is a notable exception).
  • You may file a complaint with the Connecticut Department of Insurance for unreasonable delay.
View state insurance department

YOUR RIGHTS IN CONNECTICUT

  • Appraisal clause is enforceable on UMPD total-loss claims.
  • Insurer must include sales tax & title fees in ACV settlement.
  • Diminished value is recoverable from the at-fault carrier.
  • You may file a complaint with the Connecticut Department of Insurance for unreasonable delay.
View state insurance department

YOUR RIGHTS IN DELAWARE

  • Appraisal clause is enforceable on first-party total-loss claims.
  • Insurer must include sales tax & title fees in ACV settlement.
  • Diminished value typically not available on first-party claims (Georgia is a notable exception).
  • You may file a complaint with the Delaware Department of Insurance for unreasonable delay.
View state insurance department

YOUR RIGHTS IN DELAWARE

  • Appraisal clause is enforceable on UMPD total-loss claims.
  • Insurer must include sales tax & title fees in ACV settlement.
  • Diminished value is recoverable from the at-fault carrier.
  • You may file a complaint with the Delaware Department of Insurance for unreasonable delay.
View state insurance department

YOUR RIGHTS IN FLORIDA

  • Appraisal clause is enforceable on first-party total-loss claims.
  • Insurer must include sales tax & title fees in ACV settlement.
  • Diminished value typically not available on first-party claims (Georgia is a notable exception).
  • You may file a complaint with the Florida Department of Insurance for unreasonable delay.
View state insurance department

YOUR RIGHTS IN FLORIDA

  • Appraisal clause is enforceable on UMPD total-loss claims.
  • Insurer must include sales tax & title fees in ACV settlement.
  • Diminished value is recoverable from the at-fault carrier.
  • You may file a complaint with the Florida Department of Insurance for unreasonable delay.
View state insurance department

YOUR RIGHTS IN GEORGIA

  • Appraisal clause is enforceable on first-party total-loss claims.
  • Insurer must include sales tax & title fees in ACV settlement.
  • Diminished value typically not available on first-party claims (Georgia is a notable exception).
  • You may file a complaint with the Georgia Department of Insurance for unreasonable delay.
View state insurance department

YOUR RIGHTS IN GEORGIA

  • Appraisal clause is enforceable on UMPD total-loss claims.
  • Insurer must include sales tax & title fees in ACV settlement.
  • Diminished value is recoverable from the at-fault carrier.
  • You may file a complaint with the Georgia Department of Insurance for unreasonable delay.
View state insurance department

YOUR RIGHTS IN HAWAII

  • Appraisal clause is enforceable on first-party total-loss claims.
  • Insurer must include sales tax & title fees in ACV settlement.
  • Diminished value typically not available on first-party claims (Georgia is a notable exception).
  • You may file a complaint with the Hawaii Department of Insurance for unreasonable delay.
View state insurance department

YOUR RIGHTS IN HAWAII

  • Appraisal clause is enforceable on UMPD total-loss claims.
  • Insurer must include sales tax & title fees in ACV settlement.
  • Diminished value is recoverable from the at-fault carrier.
  • You may file a complaint with the Hawaii Department of Insurance for unreasonable delay.
View state insurance department

YOUR RIGHTS IN IDAHO

  • Appraisal clause is enforceable on first-party total-loss claims.
  • Insurer must include sales tax & title fees in ACV settlement.
  • Diminished value typically not available on first-party claims (Georgia is a notable exception).
  • You may file a complaint with the Idaho Department of Insurance for unreasonable delay.
View state insurance department

YOUR RIGHTS IN IDAHO

  • Appraisal clause is enforceable on UMPD total-loss claims.
  • Insurer must include sales tax & title fees in ACV settlement.
  • Diminished value is recoverable from the at-fault carrier.
  • You may file a complaint with the Idaho Department of Insurance for unreasonable delay.
View state insurance department

YOUR RIGHTS IN ILLINOIS

  • Appraisal clause is enforceable on first-party total-loss claims.
  • Insurer must include sales tax & title fees in ACV settlement.
  • Diminished value typically not available on first-party claims (Georgia is a notable exception).
  • You may file a complaint with the Illinois Department of Insurance for unreasonable delay.
View state insurance department

YOUR RIGHTS IN ILLINOIS

  • Appraisal clause is enforceable on UMPD total-loss claims.
  • Insurer must include sales tax & title fees in ACV settlement.
  • Diminished value is recoverable from the at-fault carrier.
  • You may file a complaint with the Illinois Department of Insurance for unreasonable delay.
View state insurance department

YOUR RIGHTS IN INDIANA

  • Appraisal clause is enforceable on first-party total-loss claims.
  • Insurer must include sales tax & title fees in ACV settlement.
  • Diminished value typically not available on first-party claims (Georgia is a notable exception).
  • You may file a complaint with the Indiana Department of Insurance for unreasonable delay.
View state insurance department

YOUR RIGHTS IN INDIANA

  • Appraisal clause is enforceable on UMPD total-loss claims.
  • Insurer must include sales tax & title fees in ACV settlement.
  • Diminished value is recoverable from the at-fault carrier.
  • You may file a complaint with the Indiana Department of Insurance for unreasonable delay.
View state insurance department

YOUR RIGHTS IN IOWA

  • Appraisal clause is enforceable on first-party total-loss claims.
  • Insurer must include sales tax & title fees in ACV settlement.
  • Diminished value typically not available on first-party claims (Georgia is a notable exception).
  • You may file a complaint with the Iowa Department of Insurance for unreasonable delay.
View state insurance department

YOUR RIGHTS IN IOWA

  • Appraisal clause is enforceable on UMPD total-loss claims.
  • Insurer must include sales tax & title fees in ACV settlement.
  • Diminished value is recoverable from the at-fault carrier.
  • You may file a complaint with the Iowa Department of Insurance for unreasonable delay.
View state insurance department

YOUR RIGHTS IN KANSAS

  • Appraisal clause is enforceable on first-party total-loss claims.
  • Insurer must include sales tax & title fees in ACV settlement.
  • Diminished value typically not available on first-party claims (Georgia is a notable exception).
  • You may file a complaint with the Kansas Department of Insurance for unreasonable delay.
View state insurance department

YOUR RIGHTS IN KANSAS

  • Appraisal clause is enforceable on UMPD total-loss claims.
  • Insurer must include sales tax & title fees in ACV settlement.
  • Diminished value is recoverable from the at-fault carrier.
  • You may file a complaint with the Kansas Department of Insurance for unreasonable delay.
View state insurance department

YOUR RIGHTS IN KENTUCKY

  • Appraisal clause is enforceable on first-party total-loss claims.
  • Insurer must include sales tax & title fees in ACV settlement.
  • Diminished value typically not available on first-party claims (Georgia is a notable exception).
  • You may file a complaint with the Kentucky Department of Insurance for unreasonable delay.
View state insurance department

YOUR RIGHTS IN KENTUCKY

  • Appraisal clause is enforceable on first-party total-loss claims.
  • Insurer must include sales tax & title fees in ACV settlement.
  • Diminished value typically not available on first-party claims (Georgia is a notable exception).
  • You may file a complaint with the Kentucky Department of Insurance for unreasonable delay.
View state insurance department

YOUR RIGHTS IN LOUISIANA

  • Appraisal clause is enforceable on first-party total-loss claims.
  • Insurer must include sales tax & title fees in ACV settlement.
  • Diminished value typically not available on first-party claims (Georgia is a notable exception).
  • You may file a complaint with the Louisiana Department of Insurance for unreasonable delay.
View state insurance department

YOUR RIGHTS IN LOUISIANA

  • Appraisal clause is enforceable on UMPD total-loss claims.
  • Insurer must include sales tax & title fees in ACV settlement.
  • Diminished value is recoverable from the at-fault carrier.
  • You may file a complaint with the Louisiana Department of Insurance for unreasonable delay.
View state insurance department

YOUR RIGHTS IN MAINE

  • Appraisal clause is enforceable on first-party total-loss claims.
  • Insurer must include sales tax & title fees in ACV settlement.
  • Diminished value typically not available on first-party claims (Georgia is a notable exception).
  • You may file a complaint with the Maine Department of Insurance for unreasonable delay.
View state insurance department

YOUR RIGHTS IN MAINE

  • Appraisal clause is enforceable on UMPD total-loss claims.
  • Insurer must include sales tax & title fees in ACV settlement.
  • Diminished value is recoverable from the at-fault carrier.
  • You may file a complaint with the Maine Department of Insurance for unreasonable delay.
View state insurance department

YOUR RIGHTS IN MARYLAND

  • Appraisal clause is enforceable on first-party total-loss claims.
  • Insurer must include sales tax & title fees in ACV settlement.
  • Diminished value typically not available on first-party claims (Georgia is a notable exception).
  • You may file a complaint with the Maryland Department of Insurance for unreasonable delay.
View state insurance department

YOUR RIGHTS IN MARYLAND

  • Appraisal clause is enforceable on UMPD total-loss claims.
  • Insurer must include sales tax & title fees in ACV settlement.
  • Diminished value is recoverable from the at-fault carrier.
  • You may file a complaint with the Maryland Department of Insurance for unreasonable delay.
View state insurance department

YOUR RIGHTS IN MASSACHUSETTS

  • Appraisal clause is enforceable on first-party total-loss claims.
  • Insurer must include sales tax & title fees in ACV settlement.
  • Diminished value typically not available on first-party claims (Georgia is a notable exception).
  • You may file a complaint with the Massachusetts Department of Insurance for unreasonable delay.
View state insurance department

YOUR RIGHTS IN MASSACHUSETTS

  • Appraisal clause is enforceable on UMPD total-loss claims.
  • Insurer must include sales tax & title fees in ACV settlement.
  • Diminished value is recoverable from the at-fault carrier.
  • You may file a complaint with the Massachusetts Department of Insurance for unreasonable delay.
View state insurance department

YOUR RIGHTS IN MICHIGAN

  • Appraisal clause is enforceable on first-party total-loss claims.
  • Insurer must include sales tax & title fees in ACV settlement.
  • Diminished value typically not available on first-party claims (Georgia is a notable exception).
  • You may file a complaint with the Michigan Department of Insurance for unreasonable delay.
View state insurance department

YOUR RIGHTS IN MICHIGAN

  • Appraisal clause is enforceable on UMPD total-loss claims.
  • Insurer must include sales tax & title fees in ACV settlement.
  • Diminished value is recoverable from the at-fault carrier.
  • You may file a complaint with the Michigan Department of Insurance for unreasonable delay.
View state insurance department

YOUR RIGHTS IN MINNESOTA

  • Appraisal clause is enforceable on first-party total-loss claims.
  • Insurer must include sales tax & title fees in ACV settlement.
  • Diminished value typically not available on first-party claims (Georgia is a notable exception).
  • You may file a complaint with the Minnesota Department of Insurance for unreasonable delay.
View state insurance department

YOUR RIGHTS IN MINNESOTA

  • Appraisal clause is enforceable on UMPD total-loss claims.
  • Insurer must include sales tax & title fees in ACV settlement.
  • Diminished value is recoverable from the at-fault carrier.
  • You may file a complaint with the Minnesota Department of Insurance for unreasonable delay.
View state insurance department

YOUR RIGHTS IN MISSISSIPPI

  • Appraisal clause is enforceable on first-party total-loss claims.
  • Insurer must include sales tax & title fees in ACV settlement.
  • Diminished value typically not available on first-party claims (Georgia is a notable exception).
  • You may file a complaint with the Mississippi Department of Insurance for unreasonable delay.
View state insurance department

YOUR RIGHTS IN MISSISSIPPI

  • Appraisal clause is enforceable on UMPD total-loss claims.
  • Insurer must include sales tax & title fees in ACV settlement.
  • Diminished value is recoverable from the at-fault carrier.
  • You may file a complaint with the Mississippi Department of Insurance for unreasonable delay.
View state insurance department

YOUR RIGHTS IN MISSOURI

  • Appraisal clause is enforceable on first-party total-loss claims.
  • Insurer must include sales tax & title fees in ACV settlement.
  • Diminished value typically not available on first-party claims (Georgia is a notable exception).
  • You may file a complaint with the Missouri Department of Insurance for unreasonable delay.
View state insurance department

YOUR RIGHTS IN MISSOURI

  • Appraisal clause is enforceable on UMPD total-loss claims.
  • Insurer must include sales tax & title fees in ACV settlement.
  • Diminished value is recoverable from the at-fault carrier.
  • You may file a complaint with the Missouri Department of Insurance for unreasonable delay.
View state insurance department

YOUR RIGHTS IN MONTANA

  • Appraisal clause is enforceable on first-party total-loss claims.
  • Insurer must include sales tax & title fees in ACV settlement.
  • Diminished value typically not available on first-party claims (Georgia is a notable exception).
  • You may file a complaint with the Montana Department of Insurance for unreasonable delay
View state insurance department

YOUR RIGHTS IN MONTANA

  • Appraisal clause is enforceable on UMPD total-loss claims.
  • Insurer must include sales tax & title fees in ACV settlement.
  • Diminished value is recoverable from the at-fault carrier.
  • You may file a complaint with the Montana Department of Insurance for unreasonable delay
View state insurance department

YOUR RIGHTS IN NEBRASKA

  • Appraisal clause is enforceable on first-party total-loss claims.
  • Insurer must include sales tax & title fees in ACV settlement.
  • Diminished value typically not available on first-party claims (Georgia is a notable exception).
  • You may file a complaint with the Nebraska Department of Insurance for unreasonable delay.
View state insurance department

YOUR RIGHTS IN NEBRASKA

  • Appraisal clause is enforceable on UMPD total-loss claims.
  • Insurer must include sales tax & title fees in ACV settlement.
  • Diminished value is recoverable from the at-fault carrier.
  • You may file a complaint with the Nebraska Department of Insurance for unreasonable delay.
View state insurance department

YOUR RIGHTS IN NEVADA

  • Appraisal clause is enforceable on first-party total-loss claims.
  • Insurer must include sales tax & title fees in ACV settlement.
  • Diminished value typically not available on first-party claims (Georgia is a notable exception).
  • You may file a complaint with the Nevada Department of Insurance for unreasonable delay.
View state insurance department

YOUR RIGHTS IN NEVADA

  • Appraisal clause is enforceable on UMPD total-loss claims.
  • Insurer must include sales tax & title fees in ACV settlement.
  • Diminished value is recoverable from the at-fault carrier.
  • You may file a complaint with the Nevada Department of Insurance for unreasonable delay.
View state insurance department

YOUR RIGHTS IN NEW HAMPSHIRE

  • Appraisal clause is enforceable on first-party total-loss claims.
  • Insurer must include sales tax & title fees in ACV settlement.
  • Diminished value typically not available on first-party claims (Georgia is a notable exception).
  • You may file a complaint with the New Hampshire Department of Insurance for unreasonable delay.
View state insurance department

YOUR RIGHTS IN NEW HAMPSHIRE

  • Appraisal clause is enforceable on UMPD total-loss claims.
  • Insurer must include sales tax & title fees in ACV settlement.
  • Diminished value is recoverable from the at-fault carrier.
  • You may file a complaint with the New Hampshire Department of Insurance for unreasonable delay.
View state insurance department

YOUR RIGHTS IN NEW JERSEY

  • Appraisal clause is enforceable on first-party total-loss claims.
  • Insurer must include sales tax & title fees in ACV settlement.
  • Diminished value typically not available on first-party claims (Georgia is a notable exception).
  • You may file a complaint with the New Jersey Department of Insurance for unreasonable delay.
View state insurance department

YOUR RIGHTS IN NEW JERSEY

  • Appraisal clause is enforceable on UMPD total-loss claims.
  • Insurer must include sales tax & title fees in ACV settlement.
  • Diminished value is recoverable from the at-fault carrier.
  • You may file a complaint with the New Jersey Department of Insurance for unreasonable delay.
View state insurance department

YOUR RIGHTS IN NEW MEXICO

  • Appraisal clause is enforceable on first-party total-loss claims.
  • Insurer must include sales tax & title fees in ACV settlement.
  • Diminished value typically not available on first-party claims (Georgia is a notable exception).
  • You may file a complaint with the New Mexico Department of Insurance for unreasonable delay.
View state insurance department

YOUR RIGHTS IN NEW MEXICO

  • Appraisal clause is enforceable on UMPD total-loss claims.
  • Insurer must include sales tax & title fees in ACV settlement.
  • Diminished value is recoverable from the at-fault carrier.
  • You may file a complaint with the New Mexico Department of Insurance for unreasonable delay.
View state insurance department

YOUR RIGHTS IN NEW YORK

  • Appraisal clause is enforceable on first-party total-loss claims.
  • Insurer must include sales tax & title fees in ACV settlement.
  • Diminished value typically not available on first-party claims (Georgia is a notable exception).
  • You may file a complaint with the New York Department of Insurance for unreasonable delay.
View state insurance department

YOUR RIGHTS IN NEW YORK

  • Appraisal clause is enforceable on UMPD total-loss claims.
  • Insurer must include sales tax & title fees in ACV settlement.
  • Diminished value is recoverable from the at-fault carrier.
  • You may file a complaint with the New York Department of Insurance for unreasonable delay.
View state insurance department

YOUR RIGHTS IN NORTH CAROLINA

  • Appraisal clause is enforceable on first-party total-loss claims.
  • Insurer must include sales tax & title fees in ACV settlement.
  • Diminished value typically not available on first-party claims (Georgia is a notable exception).
  • You may file a complaint with the North Carolina Department of Insurance for unreasonable delay.
View state insurance department

YOUR RIGHTS IN NORTH CAROLINA

  • Appraisal clause is enforceable on UMPD total-loss claims.
  • Insurer must include sales tax & title fees in ACV settlement.
  • Diminished value is recoverable from the at-fault carrier.
  • You may file a complaint with the North Carolina Department of Insurance for unreasonable delay.
View state insurance department

YOUR RIGHTS IN NORTH DAKOTA

  • Appraisal clause is enforceable on first-party total-loss claims.
  • Insurer must include sales tax & title fees in ACV settlement.
  • Diminished value typically not available on first-party claims (Georgia is a notable exception).
  • You may file a complaint with the North Dakota Department of Insurance for unreasonable delay.
View state insurance department

YOUR RIGHTS IN NORTH DAKOTA

  • Appraisal clause is enforceable on UMPD total-loss claims.
  • Insurer must include sales tax & title fees in ACV settlement.
  • Diminished value is recoverable from the at-fault carrier.
  • You may file a complaint with the North Dakota Department of Insurance for unreasonable delay.
View state insurance department

YOUR RIGHTS IN OHIO

  • Appraisal clause is enforceable on first-party total-loss claims.
  • Insurer must include sales tax & title fees in ACV settlement.
  • Diminished value typically not available on first-party claims (Georgia is a notable exception).
  • You may file a complaint with the Ohio Department of Insurance for unreasonable delay.
View state insurance department

YOUR RIGHTS IN OHIO

  • Appraisal clause is enforceable on UMPD total-loss claims.
  • Insurer must include sales tax & title fees in ACV settlement.
  • Diminished value is recoverable from the at-fault carrier.
  • You may file a complaint with the Ohio Department of Insurance for unreasonable delay.
View state insurance department

YOUR RIGHTS IN OKLAHOMA

  • Appraisal clause is enforceable on first-party total-loss claims.
  • Insurer must include sales tax & title fees in ACV settlement.
  • Diminished value typically not available on first-party claims (Georgia is a notable exception).
  • You may file a complaint with the Oklahoma Department of Insurance for unreasonable delay.
View state insurance department

YOUR RIGHTS IN OKLAHOMA

  • Appraisal clause is enforceable on UMPD total-loss claims.
  • Insurer must include sales tax & title fees in ACV settlement.
  • Diminished value is recoverable from the at-fault carrier.
  • You may file a complaint with the Oklahoma Department of Insurance for unreasonable delay.
View state insurance department

YOUR RIGHTS IN OREGON

  • Appraisal clause is enforceable on first-party total-loss claims.
  • Insurer must include sales tax & title fees in ACV settlement.
  • Diminished value typically not available on first-party claims (Georgia is a notable exception).
  • You may file a complaint with the Oregon Department of Insurance for unreasonable delay.
View state insurance department

YOUR RIGHTS IN OREGON

  • Appraisal clause is enforceable on UMPD total-loss claims.
  • Insurer must include sales tax & title fees in ACV settlement.
  • Diminished value is recoverable from the at-fault carrier.
  • You may file a complaint with the Oregon Department of Insurance for unreasonable delay.
View state insurance department

YOUR RIGHTS IN PENNSYLVANIA

  • Appraisal clause is enforceable on first-party total-loss claims.
  • Insurer must include sales tax & title fees in ACV settlement.
  • Diminished value typically not available on first-party claims (Georgia is a notable exception).
  • You may file a complaint with the Pennsylvania Department of Insurance for unreasonable delay.
View state insurance department

YOUR RIGHTS IN PENNSYLVANIA

  • Appraisal clause is enforceable on UMPD total-loss claims.
  • Insurer must include sales tax & title fees in ACV settlement.
  • Diminished value is recoverable from the at-fault carrier.
  • You may file a complaint with the Pennsylvania Department of Insurance for unreasonable delay.
View state insurance department

YOUR RIGHTS IN RHODE ISLAND

  • Appraisal clause is enforceable on first-party total-loss claims.
  • Insurer must include sales tax & title fees in ACV settlement.
  • Diminished value typically not available on first-party claims (Georgia is a notable exception).
  • You may file a complaint with the Rhode Island Department of Insurance for unreasonable delay.
View state insurance department

YOUR RIGHTS IN RHODE ISLAND

  • Appraisal clause is enforceable on UMPD total-loss claims.
  • Insurer must include sales tax & title fees in ACV settlement.
  • Diminished value is recoverable from the at-fault carrier.
  • You may file a complaint with the Rhode Island Department of Insurance for unreasonable delay.
View state insurance department

YOUR RIGHTS IN SOUTH CAROLINA

  • Appraisal clause is enforceable on first-party total-loss claims.
  • Insurer must include sales tax & title fees in ACV settlement.
  • Diminished value typically not available on first-party claims (Georgia is a notable exception).
  • You may file a complaint with the South Carolina Department of Insurance for unreasonable delay.
View state insurance department

YOUR RIGHTS IN SOUTH CAROLINA

  • Appraisal clause is enforceable on UMPD total-loss claims.
  • Insurer must include sales tax & title fees in ACV settlement.
  • Diminished value is recoverable from the at-fault carrier.
  • You may file a complaint with the South Carolina Department of Insurance for unreasonable delay.
View state insurance department

YOUR RIGHTS IN SOUTH DAKOTA

  • Appraisal clause is enforceable on first-party total-loss claims.
  • Insurer must include sales tax & title fees in ACV settlement.
  • Diminished value typically not available on first-party claims (Georgia is a notable exception).
  • You may file a complaint with the South Dakota Department of Insurance for unreasonable delay.
View state insurance department

YOUR RIGHTS IN SOUTH DAKOTA

  • Appraisal clause is enforceable on UMPD total-loss claims.
  • Insurer must include sales tax & title fees in ACV settlement.
  • Diminished value is recoverable from the at-fault carrier.
  • You may file a complaint with the South Dakota Department of Insurance for unreasonable delay.
View state insurance department

YOUR RIGHTS IN TENNESSEE

  • Appraisal clause is enforceable on first-party total-loss claims.
  • Insurer must include sales tax & title fees in ACV settlement.
  • Diminished value typically not available on first-party claims (Georgia is a notable exception).
  • You may file a complaint with the Tennessee Department of Insurance for unreasonable delay.
View state insurance department

YOUR RIGHTS IN TENNESSEE

  • Appraisal clause is enforceable on UMPD total-loss claims.
  • Insurer must include sales tax & title fees in ACV settlement.
  • Diminished value is recoverable from the at-fault carrier.
  • You may file a complaint with the Tennessee Department of Insurance for unreasonable delay.
View state insurance department

YOUR RIGHTS IN TEXAS

  • Appraisal clause is enforceable on first-party total-loss claims.
  • Insurer must include sales tax & title fees in ACV settlement.
  • Diminished value typically not available on first-party claims (Georgia is a notable exception).
  • You may file a complaint with the Texas Department of Insurance for unreasonable delay.
View state insurance department

YOUR RIGHTS IN TEXAS

  • Appraisal clause is enforceable on UMPD total-loss claims.
  • Insurer must include sales tax & title fees in ACV settlement.
  • Diminished value is recoverable from the at-fault carrier.
  • You may file a complaint with the Texas Department of Insurance for unreasonable delay.
View state insurance department

YOUR RIGHTS IN UTAH

  • Appraisal clause is enforceable on first-party total-loss claims.
  • Insurer must include sales tax & title fees in ACV settlement.
  • Diminished value typically not available on first-party claims (Georgia is a notable exception).
  • You may file a complaint with the Utah Department of Insurance for unreasonable delay.
View state insurance department

YOUR RIGHTS IN UTAH

  • Appraisal clause is enforceable on UMPD total-loss claims.
  • Insurer must include sales tax & title fees in ACV settlement.
  • Diminished value is recoverable from the at-fault carrier.
  • You may file a complaint with the Utah Department of Insurance for unreasonable delay.
View state insurance department

YOUR RIGHTS IN VERMONT

  • Appraisal clause is enforceable on first-party total-loss claims.
  • Insurer must include sales tax & title fees in ACV settlement.
  • Diminished value typically not available on first-party claims (Georgia is a notable exception).
  • You may file a complaint with the Vermont Department of Insurance for unreasonable delay.
View state insurance department

YOUR RIGHTS IN VERMONT

  • Appraisal clause is enforceable on UMPD total-loss claims.
  • Insurer must include sales tax & title fees in ACV settlement.
  • Diminished value is recoverable from the at-fault carrier.
  • You may file a complaint with the Vermont Department of Insurance for unreasonable delay.
View state insurance department

YOUR RIGHTS IN VIRGINIA

  • Appraisal clause is enforceable on first-party total-loss claims.
  • Insurer must include sales tax & title fees in ACV settlement.
  • Diminished value typically not available on first-party claims (Georgia is a notable exception).
  • You may file a complaint with the Virginia Department of Insurance for unreasonable delay.
View state insurance department

YOUR RIGHTS IN VIRGINIA

  • Appraisal clause is enforceable on UMPD total-loss claims.
  • Insurer must include sales tax & title fees in ACV settlement.
  • Diminished value is recoverable from the at-fault carrier.
  • You may file a complaint with the Virginia Department of Insurance for unreasonable delay.
View state insurance department

YOUR RIGHTS IN WASHINGTON

  • Appraisal clause is enforceable on first-party total-loss claims.
  • Insurer must include sales tax & title fees in ACV settlement.
  • Diminished value typically not available on first-party claims (Georgia is a notable exception).
  • You may file a complaint with the Washington Department of Insurance for unreasonable delay.
View state insurance department

YOUR RIGHTS IN WASHINGTON

  • Appraisal clause is enforceable on UMPD total-loss claims.
  • Insurer must include sales tax & title fees in ACV settlement.
  • Diminished value is recoverable from the at-fault carrier.
  • You may file a complaint with the Washington Department of Insurance for unreasonable delay.
View state insurance department

YOUR RIGHTS IN WEST VIRGINIA

  • Appraisal clause is enforceable on first-party total-loss claims.
  • Insurer must include sales tax & title fees in ACV settlement.
  • Diminished value typically not available on first-party claims (Georgia is a notable exception).
  • You may file a complaint with the West Virginia Department of Insurance for unreasonable delay.
View state insurance department

YOUR RIGHTS IN WEST VIRGINIA

  • Appraisal clause is enforceable on UMPD total-loss claims.
  • Insurer must include sales tax & title fees in ACV settlement.
  • Diminished value is recoverable from the at-fault carrier.
  • You may file a complaint with the West Virginia Department of Insurance for unreasonable delay.
View state insurance department

YOUR RIGHTS IN WISCONSIN

  • Appraisal clause is enforceable on first-party total-loss claims.
  • Insurer must include sales tax & title fees in ACV settlement.
  • Diminished value typically not available on first-party claims (Georgia is a notable exception).
  • You may file a complaint with the Wisconsin Department of Insurance for unreasonable delay.
View state insurance department

YOUR RIGHTS IN WISCONSIN

  • Appraisal clause is enforceable on UMPD total-loss claims.
  • Insurer must include sales tax & title fees in ACV settlement.
  • Diminished value is recoverable from the at-fault carrier.
  • You may file a complaint with the Wisconsin Department of Insurance for unreasonable delay.
View state insurance department

YOUR RIGHTS IN WYOMING

  • Appraisal clause is enforceable on first-party total-loss claims.
  • Insurer must include sales tax & title fees in ACV settlement.
  • Diminished value typically not available on first-party claims (Georgia is a notable exception).
  • You may file a complaint with the Wyoming Department of Insurance for unreasonable delay.
View state insurance department

YOUR RIGHTS IN WYOMING

  • Appraisal clause is enforceable on UMPD total-loss claims.
  • Insurer must include sales tax & title fees in ACV settlement.
  • Diminished value is recoverable from the at-fault carrier.
  • You may file a complaint with the Wyoming Department of Insurance for unreasonable delay.
View state insurance department

YOUR RIGHTS IN DISTRICT OF COLUMBIA

  • Appraisal clause is enforceable on first-party total-loss claims.
  • Insurer must include sales tax & title fees in ACV settlement.
  • Diminished value typically not available on first-party claims (Georgia is a notable exception).
  • You may file a complaint with the District of Columbia Department of Insurance for unreasonable delay.
View state insurance department

YOUR RIGHTS IN DISTRICT OF COLUMBIA

  • Appraisal clause is enforceable on UMPD total-loss claims.
  • Insurer must include sales tax & title fees in ACV settlement.
  • Diminished value is recoverable from the at-fault carrier.
  • You may file a complaint with the District of Columbia Department of Insurance for unreasonable delay.
View state insurance department
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Appraisers & Licensed Public Adjusters
Certified Appraisers & Licensed Public Adjusters

We have a network of certified appraisers & licensed public-adjusters that can provide representation for covered insurance claims in select states.

* State rules apply.
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You Stop Negotiating,
We Start Fighting

You sit back. We take over the calls, emails and paperwork.

We evaluate vehicle value using relevant market evidence, vehicle specificatons, condition, mileage, and comparable vehicles.
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Trusted By Personal Injury Attorneys & Firms

Law firms nationwide refer clients to us and rely on our appraisals to support their cases.

Our AutoSweep™ vehicle claim screening tool helps personal injury attorneys find missing money for their clients vehicles.
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Your Trusted Appraisal & Property Damage Partner

We partner with personal injury attorneys and help recover missing money for
your clients vehicles.

We work with law firms nationwide to provide independent, credible appraisals. Our AutoSweep™ vehicle claim screening tool helps personal injury attorneys find missing money for their clients vehicles.
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